Buyer & Seller Tool

Property Cost Calculator

Total Costs
€43,565
% of Price
8.7%
Total Investment
€543,565
Typical range 10–12%
TAXES
Transfer Tax (ITP)7% flat rate – Andalucía
€35,000
LEGAL & PROFESSIONAL
Lawyer / Solicitor1% of purchase price
€5,000
Lawyer VAT (IVA 21%)
€1,050
Notary FeesGovernment-regulated scale
€1,100
Land RegistryGovernment-regulated scale
€750
Gestoría / Administration
€350
BANKING & OTHER
Bank Draft Fee
€300
NIE ApplicationTax ID for foreigners
€15
TOTAL ADDITIONAL COSTS
€43,565
TOTAL INVESTMENT
€543,565
Key notes – Resale Purchase
  • ITP (7%) is the largest cost – payable within 30 working days of signing
  • Non-residents pay the same ITP rate as residents
  • Total costs typically range 10–12% of purchase price
  • Agent commission is normally paid by the seller in Spain

Indicative estimates only. Based on Junta de Andalucía & AEAT rates 2025/2026. Always consult a qualified lawyer and gestor before completing a transaction.